Well, I still use FAT32 as I am using dual boot windows which is Win98 and WinXP on my PC. It's pretty convenient for me to access files on another drive in the same format. When you are using Win98, you cannot access the other drive which is in NTFS format. A friend told me that using NTFS format would cause some troubles but don't know what he meant by 'trouble'. NTFS can be a pain when bare-metal recovering (ie recovering from a self-contained boot disk) from a serious crash/error because the MS boot disks do not recognise NTFS. so... fat32 is better ....as you say